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Perhaps no kind of regulation is more common or less useful than mandated disclosure—requiring one party to a transaction to give the other information. It is the iTunes terms you you wanted to know to, the doctor's consent form you sign, the pile of papers you get with your mortgage.

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Reading the terms, the form, and the papers is supposed to equip you to you wanted to know your purchase, your treatment, and your loan. More Than You Wanted to Know surveys the evidence wwnted finds that mandated disclosure rarely works. But how could it?

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Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms.

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Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on.

Most people find they can safely ignore most disclosures and ot they lack you wanted to know literacy to analyze them. And so many disclosures are mandated that nobody could heed them all.

Nor can all this be changed by simpler forms in plainer English, since yoou things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old swingers shanghai, often instead of taking on the hard work of writing regulations with bite.

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Timely and provocative, More Than You wanted to know Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all. His books include Boilerplate: The Foundation of Market Contracts.

Carl E. His books include The Practice of Autonomy: Patients, Doctors, and Medical Decisions.

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Many of our ebooks are available through library electronic resources including these platforms: USD online orders only, sugarbaby dating For GBP online orders, e-mail: For more detailed ordering information, see: Add to Cart. More about this book.

Play audio. Introduction [PDF].

Apparently these 'mandated disclosures' are ignored by wannted vast majority of consumers. The authors are unrelievedly negative about the efficacy of mandated disclosures. They are right to be.

Their analysis is clear, comprehensive, and convincing. It is magnificent. Ben-Shahar and Schneider have done a masterful job of setting out their case clearly, plainly, and persuasively.

They contend that mandated disclosure is a policy failure that is not easily remedied. Eigen, Northwestern University.

The you wanted to know is prodigious. I am not aware of another treatment of disclosure that crosses disciplinary lines to this extent, and the analysis is all the more worthwhile for it. Ben-Shahar and Schneider show how disclosures have become pervasive in our society yet are largely ignored and misunderstood.

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Omri Ben-Shahar. Subject Areas. Shopping Cart Options For eBooks Many of our ebooks are available through library electronic resources including these platforms: Our eBook editions are available from many of these online vendors: